CentaPay

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CentaPay Developer Documentation

Everything you need to integrate cross-border payment acceptance and disbursements for Central Asia.

Availability. CentaPay is pre-launch. Production is expected in Q4 2026, with sandbox access ahead of it. Coverage differs by market, and the payment methods available differ by market too. The coverage table on our main site is the single source for what is live where, and for current dates. Nothing in this documentation should be read as a service available today.
AFSA Regulated S2S · Server-to-Server Professional Clients Only PCI DSS Required
API guide (Markdown) OpenAPI 3.1 spec AsyncAPI (callbacks) Postman collection

Machine-readable formats for AI-assisted integration. The Postman collection carries one request per action and signs each one for you. Fill in PAYMENT_URL, CLIENT_KEY and PASSWORD and send.

Start here#

Quickstart

Check your hash implementation, send a first payment, read the response and verify the callback.

Guides#

Task-oriented walkthroughs, organised by what you are trying to do.

Take a payment

SALE, currencies, AUTH and CAPTURE, tokenisation, sub-merchant routing.

Handle 3D Secure

The redirect flow.

Refund and reverse

CREDITVOID and VOID.

Pay out to a card

CREDIT2CARD, plus the CREDIT2VIRTUAL coming-soon note.

Bill recurring

RECURRING_SALE, RETRY, schedule operations.

Accept wallets

Apple Pay and Google Pay.

Reference and operations#

API reference

Credentials, hash formulas, every action and its parameters, and callback parameters.

Error and decline codes

Every code a failed request can return, with its cause and whether a retry can succeed.

Testing

Test cards and the scenarios their expiry dates trigger, forcing a callback to fail, and producing a chargeback in sandbox.

Operations

Callbacks, status queries, chargebacks, settlement and reconciliation, and go-live.

AI and agents

Point an agent at these docs over MCP, or take the whole thing as Markdown.